One place, many moving parts
Made for real money lives, not perfect spreadsheets.
Harbour keeps each job distinct, then brings the useful parts together when you need a wider view.
01Accounts & transactions
See the whole picture without flattening the details.
Keep everyday accounts, liabilities, transfers, and transactions in one calm ledger. Harbour keeps currencies separate, so your summaries stay honest.
- Quick and detailed transaction entry
- Transfers and liability payments stay linked
- Search, tags, counterparties, and notes
02Stats
See what changed, not just what you spent.
Follow spending, cash flow, assets, and credit use from one focused view. Compare periods, narrow the picture with practical filters, and understand the movement behind the total.
- Clear comparisons with the previous period
- Breakdowns by category, account, tag, and more
- Assets and liabilities stay meaningfully separate
03Budgets & bills
Plan what is flexible. Keep watch on what is due.
Build budgets around the categories that matter, then keep bills and due dates close by. The two work together without pretending every expense behaves the same way.
- Flexible period and category budgets
- Manual and account-linked bills
- Local reminders for thresholds and due dates
04Recurring money
Give repeating transactions a rhythm of their own.
Set a recurring rule once and let Harbour create the ledger entry on schedule. Failed expenses stay visible instead of silently changing an account balance.
- Daily through yearly schedules
- Tags and transaction details carry forward
- Balance rules are respected
06Backup & control
Local first does not have to mean stranded on one device.
Export a backup when you want one, or connect Google Drive for two rotating backup slots. Restore, clear, and disconnect remain deliberate actions rather than hidden background decisions.
- Optional encrypted backup payloads
- Latest and previous Drive backup slots
- Clear controls for local and external data